I understand. It is stressful to watch the bounces.
I have another friend who has a military retirement, a city pension, social security and a small annuity his deceased wife left him.
He lives modestly in a mobile home he owns on a rented lot. He still must clerk 3 days a week at a market to make ends meet.
Of course this is a very expensive area to live in and he could move to North Dakota, but he doesn’t want to move because this is where his friends and family are.
Edit: I should add, he’s not complaining, he is happy in Christ, I am complaining for him and the injustice of it all.